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retirement investing.

Essays, arguments, and long thoughts for readers willing to stay with an idea a little longer.

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Asset allocation age — Asset allocation by age chart comparing modern flexible strategy with the 110 minus age rule
Investing Basics

Asset Allocation by Age Beyond the 110 Minus Age Rule

Asset allocation by age still matters, but the old “110 minus age” rule misses the bigger picture of how long your money needs to…

benimoney13 MIN · JUL 24
Illustration of a 1% fee impact eroding investment profits over time, with coins and a shrinking upward graph.
Investing Basics

1% fee impact — The Hidden Math of 1% Fee Impact: Stop Tiny Fe…

Think a 1% investing fee is no big deal? Learn how that “tiny” cost can quietly drain thousands from your future wealth and even…

benimoney11 MIN · JUL 19