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personal finance basics.

Essays, arguments, and long thoughts for readers willing to stay with an idea a little longer.

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Investing Basics

Investing Math Made Clear: How Compound Interest Works

This deep dive how the compound interest calculator works breaks down the numbers in plain English, so you can finally see what each input…

benimoney9 MIN · AUG 26
Illustration of debt payoff math showing how extra payments reduce interest and shorten the repayment timeline
Financial Psychology

Debt Math: How Extra Payments Beat Investing Math

Debt math the impact of extra payments becomes a lot less intimidating when you see how even small extra amounts can cut interest, shorten…

benimoney13 MIN · AUG 7