Section

financial planning.

Essays, arguments, and long thoughts for readers willing to stay with an idea a little longer.

4Essays

2Writers

2026Running

$Smiling woman with long dark hair in soft natural light, representing a deep dive into debt paydown vs invest decisions$

Investing Basics

Not sure whether to throw your extra money at debt or start investing? This deep dive the debt paydown vs invest calculator breaks down…

benimoney10 MIN · SEP 1

$Minimalist AI assistant interface on a modern screen, illustrating debt vs invest decision-making math$

Investing Basics

If you’ve ever felt stuck on debt vs invest, this guide breaks the decision down into simple, practical math so you can see where…

benimoney12 MIN · AUG 7

$Asset allocation age — Asset allocation by age chart comparing modern flexible strategy with the 110 minus age rule$

Investing Basics

Asset allocation by age still matters, but the old “110 minus age” rule misses the bigger picture of how long your money needs to…

benimoney13 MIN · JUL 24

$Illustration of the 4% rule for retirement withdrawals with calculator and savings chart.$

Wealth Strategies

Wondering how much you can safely withdraw in retirement without running out of money? This simple guide breaks down the 4% rule in plain…

benimoney10 MIN · JUL 19